Risk Management – Help when you need it most.
At Atlantic Insurance Group we help manage your personal and professional risk with superior insurance products.
We are Risk Management Specialists
As your insurance adviser, we have the experience to navigate the unique risks you face every day.
We Give Forward
Giving Forward is intended to serve others in hopes that they will resonate with what we do as individuals and as an agency.
Atlantic Insurance Group – Risk Management Specialists
Atlantic Insurance Group is a full-service insurance agency servicing clients in Maryland and its surrounding states, extending from New York to North Carolina. Since inception, the agency has written over 40,000 insurance contracts of various sizes and is consistently ranked as one of the top producers in the region.
Vision – Who We Are
A Community of Trusted Advocates and Advisors Delivering Extraordinary Client Value.
Mission – How We Do It
Our mission is to safeguard and insure our Client’s futures. We create customized insurance solutions. We do this by focusing on building and maintaining trusted Client relationships and by advocating for those Clients in an ever-changing and complex marketplace. Our knowledgeable Team focuses on Client education, risk-assessment, and overall value to provide an insurance service experience that exceeds expectations. “We help you when you need it most.”
Welcome to Atlantic Insurance Group 1:08
We help you prepare for whatever life throws your way.
Values – Why We Do It
I chose Atlantic Insurance because the rates were reasonable, and the customer service is great. Everyone is nice and pleasant, and they go that extra mile that makes me smile. Thank you!Russell P.
The group is very easy to work with. They are very polite, respective and deal with issues very quickly. I highly recommend them.Kannon M.
Always looking out for our family...savings and improvements to protect the assets we have. Friendly and client-centered service. Greatly appreciated in this day and age when a hands on personal experience is rarely provided.Salvatore T.
Whenever I call it’s always a friendly conversation and never rushed - I love that. This gives me more breathing room to ask all of my questions, letting me make an informed decision on what kind of products I need/want. Because of this I have nothing but kind things to say.Allyson B.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.