Atlantic Insurance Group + Erie Insurance
We offer Erie Insurance coverage at competitive rates.
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About Our Agency
Atlantic Insurance Group – Risk Management Specialists
Atlantic Insurance Group is a full-service insurance agency servicing clients in Maryland and its surrounding states, extending from New York to North Carolina. Since inception, the agency has written over 40,000 insurance contracts of various sizes and is consistently ranked as one of the top producers in the region.
Vision – Who We Are
A Community of Trusted Advocates and Advisors Delivering Extraordinary Client Value.
Mission – How We Do It
Our mission is to safeguard and insure our Client’s futures. We create customized insurance solutions. We do this by focusing on building and maintaining trusted Client relationships and by advocating for those Clients in an ever-changing and complex marketplace. Our knowledgeable Team focuses on Client education, risk-assessment, and overall value to provide an insurance service experience that exceeds expectations. “We help you when you need it most.”
Welcome to Atlantic Insurance Group 1:08
We help you prepare for whatever life throws your way.
Values – Why We Do It
Ingenuity
Better Every Day
Our culture is built upon our ability to be original, inventive, and resourceful. Our competitive and agile nature allows us to become better every day.
Community
Our Time is Yours
Our culture is a result of being caring and present to our values, team members, and insureds.
Service
The Fierce Urgency of Now
Our culture requires dedication and willingness to care for others. We must be attentive to the needs of clients, carriers, vendors, and team members.
Knowledgeable
Never Stop Learning
Our culture thrives on facts, information, and skills acquired through the constant pursuit of experience, education, and excellence.
Trustworthy
The Time is Always Right to do What is Right
Our culture is built on integrity and moral principles. We advocate for our clients, carriers, and each other in an honest, loyal, and dependable manner.
There’s more to insurance than the price of the policy.
Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Personal InsuranceBusiness InsuranceLife InsuranceEmployee Benefits
Bodily Injury Liability Coverage
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
Property Damage Coverage
Risk Factor
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
Solution
Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.
Medical Payments Coverage
Risk Factor
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Solution
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
Uninsured / Underinsured Motorist Damage Coverage
Risk Factor
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Solution
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Physical Damage Coverage
Risk Factor
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Solution
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
Transportation Expenses / Rental Coverage
Risk Factor
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Solution
Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
